Whether you rent or own your home, insuring it makes sense. There are two main types of home insurance to consider – buildings and contents. As the names suggest, buildings insurance protects the property itself, whilst contents insurance covers the furniture, furnishings, appliances, clothing and all your possessions.

Whatever the type of property you live in, even if it’s ‘non-standard’, the chances are we’ll be able help you to find the cover you need. We’ll also be able to help you get the right cover for all your home contents.

Although the value of properties and their contents will vary, it’s important not to underestimate just how much the contents of your home are worth – your electrical and technology items alone could easily add up to thousands of pounds. Gadgets such as tablets are small but relatively expensive and can easily be damaged or stolen. Take a look around you; how much would it cost to replace all the contents of your home?

Although we all like to think that it won’t happen to our home, unfortunately, accidents, fire, burglary, and other mishaps are not uncommon. So, whilst it’s tempting to think that home insurance is one expense that can be avoided, such a decision could prove to be a false economy.

The good news is that our Dereham mortgage advisers can help.

Equity release on home

Why use Miles Rhodes

You’re protected

An important thing to understand is that when you receive mortgage advice, Miles Rhodes has a duty of care to you. We will recommend a suitable mortgage and be able to justify why the particular mortgage we have chosen is right for you.

In contrast, if you go directly to a high street mortgage lender, don’t take advice, and end up with a mortgage that later becomes unaffordable, you may not have so much legal recourse.

All our mortgage advisers are qualified

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find!

Mortgage advisers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender’s call centre.

We are on your side

Miles Rhodes will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours, and we give you access to far more products than if you went direct.

You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

 

We know the industry

Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development.

It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

Our Reviews

annamarie steer
8 months ago
Matthew is exceptional at his job! We took our first buy to let mortgage out with him and i wouldn’t go anywhere else. When renewal time is coming up, he is always in contact with me before i even think about it, and with the read more
Frances
2 days ago
I can’t believe how fortunate i am to have been recommended to contact kerry miller from mile rhodes in respect of obtaining a retirement mortgage. Our case has not been straight forward from the onset for many difficult and emotional reasons and causes. Kerry has read more
Mary Hayden
2 days ago
Kerry miller was our mortgage advisor and we couldn’t have asked for better. Always approachable and kept us informed throughout the process. Kerry was very patient and knowledgeable answering all our question, going the extra mile to ensure the best possible outcome. I highly recommend read more
Matthew Begg
7 months ago
I can highly recommend dave bates and miles rhodes. Dave has been advising us on mortgages and insurance for around 15 years and has always been extremely helpful.
Consumer
5 months ago
I contacted nicky once i asked on social media for a recommendation for an experienced mortgage advisor and nicky’s name kept getting recommended. I am so happy i went with nicky, from start to finish nicky was amazing how she handled everything. She is 100% on read more
Mr Jackson
2 months ago
Kevin mitchell has dealt with our mortgages for over 20 years, he always gets us a good deal and explains the whole process and keeps us informed. We would highly recommend him and miles rhodes.

Want to know more?

To find out more or arrange a meeting with us, please call
01362 423042, or email contact@milesrhodes.net