Private Medical Insurance Explained

We will make the complicated simple and make sure that you have the cover you need. Here are some of the major benefits :

Specialist referrals

You can ask your GP to refer you to an expert or specialist working privately to get a second opinion or specialist treatment.

Get the scans you want

If the NHS delays a scan, or won’t let you have one, you can use your cover to pay for it.

Reduce the waiting time

You can use your insurance to reduce the time you spend waiting for NHS treatment, if your wait time is more than six weeks.

Choose your surgeon and hospital

You can (in theory) choose a surgeon and hospital to suit your time and place – which isn’t possible on the NHS.

Get a private room

You can use it to get a private room, rather than staying in an open ward which might be mixed-sex.

Physiotherapy

You get quicker access to physiotherapy sessions if you have insurance than you would through NHS treatment.

Specialist drugs and treatments might be available

Some specialist drugs and treatments aren’t available on the NHS because they’re too expensive or not approved by the National Institute for Health and Clinical Excellence in England and Wales (NICE) or the Scottish Medicines Consortium (SMC).

Why use Miles Rhodes

You’re protected

An important thing to understand is that when you receive mortgage advice, Miles Rhodes has a duty of care to you. We will recommend a suitable mortgage and be able to justify why the particular mortgage we have chosen is right for you.

In contrast, if you go directly to a high street mortgage lender, don’t take advice, and end up with a mortgage that later becomes unaffordable, you may not have so much legal recourse.

All our mortgage advisers are qualified

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find!

Mortgage advisers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender’s call centre.

We are on your side

Miles Rhodes will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours, and we give you access to far more products than if you went direct.

You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

We know the industry

Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development.

It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

Our Reviews

Tracy Wright

5 months ago

We’ve known dave bates for years, he’s always looked after us. Advising us on the best way forward and finding us the best deals for our situation at the time. He explains everything so you understand and feel happy. Very professional, friendly and helpful, read more

Harry Selby

2 weeks ago

Kerry miller has been absolutely amazing throughout the whole process, always keeping me informed with what’s happening, even during the christmas period while on holiday, no way would i be in this position if it wasn’t for her , i could not recommend her enough read more

Lee Chester

5 months ago

Outstanding service. Craig looked after all of our needs from start to finish. Would highly recommend him. Wouldn’t hesitate to use his services again.

Jen Armstrong

2 days ago

Vicky was extremely kind, helpful and professional. She guided me through my remortgaging process and found me a great deal. I really could not have completed without her advice, which was easily accessible and available.

Emily

8 months ago

Working with lewis bates on our first mortgage and now second buy to let mortgage has been a breeze, he makes the process simple and straight forward and is always there at the end of the phone for support. Thank you.

Armiqat Sajid

6 months ago

This mortgage broker has been very good to me, very fast and reliable, would recommend to anyone.

Want to know more?

To find out more or arrange a meeting with us, please call
01362 423042, or email contact@milesrhodes.net