Buying your first home can be both an exciting and nerve-racking experience. The exciting bit is having your own front door and space to call your own; the nerve-racking part can be finding somewhere you can afford, saving enough for the deposit and getting a mortgage product that’s right for your financial circumstances.

Before you start looking for a property to buy, it makes sense to take advice. We can help you work out how much you’re likely to be able to borrow and give you useful hints and tips that will help you prepare for the mortgage application process. We know what’s happening in the market, so we can help you make your mortgage application to the most appropriate lender when the time is right.

Why use Miles Rhodes

You’re protected

An important thing to understand is that when you receive mortgage advice, Miles Rhodes has a duty of care to you. We will recommend a suitable mortgage and be able to justify why the particular mortgage we have chosen is right for you.

In contrast, if you go directly to a high street mortgage lender, don’t take advice, and end up with a mortgage that later becomes unaffordable, you may not have so much legal recourse.

All our mortgage advisers are qualified

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find!

Mortgage advisers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender’s call centre.

We are on your side

Miles Rhodes will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours, and we give you access to far more products than if you went direct.

You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

 

We know the industry

Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development.

It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

Our Reviews

Consumer
2 months ago
Thankyou vicky for the excellent support and communication whilst renewing my mortgage as it was a hard task the rates were challenging but vicky finally secured me a good rate. Vicky is an excellent mortgage advisor and supported the whole process with care and due diligence read more
Wendy Whitehouse
1 week ago
The help and service we received recently from vicky went above and beyond. She is exceptional in her knowledge of products on offer. A lovely polite and friendly lady. She was never too busy to answer any queries. I would highly recommend vicky and the miles read more
Jeremy Duffield
2 months ago
This is now the second time i’ve used milles rhodes for my mortgage, kevin is my advisor. I cannot fault the professionalism & the quality of his service! With being self employed it’s always a bit of a struggle with mortgages but both times kevin read more
Alex Walpole
7 days ago
Lewis was our mortgage advisor. He was friendly, professional and really informative. I highly recommend him and miles rhodes.
J Sheldrake
2 months ago
Kevin mitchell at miles rhodes is by far the best such service provider i’ve been lucky enough to come across. He originally sorted out my mortgage five years ago, after a recommendation from a friend who couldn’t praise him enough. This time it was read more
Mr Stephen Andrews
7 days ago
Kevin mitchell has helped me with mortgages for the last 13 years always got me the best rate just recentley helped me find a good rate and sorted a problem with mortgage company cant speak highly enough of kevin he always does what he says all the read more

Want to know more?

To find out more or arrange a meeting with us, please call
01362 423042, or email contact@milesrhodes.net