First-Time Buyers - Mortgage Advicer

Buying your first home can be both an exciting and nerve-racking experience. The exciting bit is having your own front door and space to call your own; the nerve-racking part can be finding somewhere you can afford, saving enough for the deposit and getting a mortgage product that’s right for your financial circumstances.

Before you start looking for a property to buy, it makes sense to take advice. We can help you work out how much you’re likely to be able to borrow and give you useful hints and tips that will help you prepare for the mortgage application process. We know what’s happening in the market, so we can help you make your mortgage application to the most appropriate lender when the time is right.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Why use Miles Rhodes

You’re protected

An important thing to understand is that when you receive mortgage advice, Miles Rhodes has a duty of care to you. We will recommend a suitable mortgage and be able to justify why the particular mortgage we have chosen is right for you.

In contrast, if you go directly to a high street mortgage lender, don’t take advice, and end up with a mortgage that later becomes unaffordable, you may not have so much legal recourse.

All our mortgage advisers are qualified

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find!

Mortgage advisers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender’s call centre.

We are on your side

Miles Rhodes will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours, and we give you access to far more products than if you went direct.

You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

We know the industry

Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development.

It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

Our Reviews

Mark Syer

7 months ago

Mr dave bates has been most helpful and understanding in dealing with my new mortgage. I would definitely recommend him and miles rhodes to others.

Richard

1 day ago

I turned to miles rhode to review my mortgage; vicky hasdell took on my case. She is local to where i live and that eased our meetings. She reviewed my existing mortgage and my current financial position. She presented options to me and carried out my read more

Emma Hoe

2 weeks ago

I came to craig at miles rhodes after being told by my own bank that my options for selling my home were bleak. I genuinely thought i was heading toward financial ruin. A family member recommended craig, and from the very first conversation he was personable, read more

Stuart Boddy

8 months ago

I had an excellent experience working with craig towle as my mortgage advisor. He made the entire process simple and stress-free by clearly explaining my options and guiding me through each step. Craig was always professional, approachable, and quick to respond to any questions i had. read more

Andrew Peeling

8 months ago

Matthew is brilliant at his job! He recently helped me set up my new mortgage. He is very professional and knowledgeable in not only mortgages but also with insurances too. He was always quick to respond to any questions i had and explained everything in full. read more

Kat T

4 months ago

I can’t recommend mrs nicky holbrook enough. Her professionalism and extensive knowledge made my remortgage process stress-free. She was always available to answer my questions and provided fantastic assistance throughout. If you are looking for someone who is extremely knowledgeable, always available for questions and read more

Want to know more?

To find out more or arrange a meeting with us, please call
01362 423042, or email contact@milesrhodes.net