Protecting your Business

A business may want to protect the key employees within their firm – perhaps the key salesperson, or the IT manager, without whom the business would not function properly.

Keyperson / shareholder / partnership protection can provide a fixed sum should the individual be unable to work, or even die. The benefit will be designed to cover the firm’s expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business. 

If a shareholder were to pass away, the firms remaining shareholders or directors may want to purchase the deceased’s shares from their estate promptly to maintain control of their business. The same scenario also applies to partners in a firm. 

Why use Miles Rhodes

You’re protected

An important thing to understand is that when you receive mortgage advice, Miles Rhodes has a duty of care to you. We will recommend a suitable mortgage and be able to justify why the particular mortgage we have chosen is right for you.

In contrast, if you go directly to a high street mortgage lender, don’t take advice, and end up with a mortgage that later becomes unaffordable, you may not have so much legal recourse.

All our mortgage advisers are qualified

There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find!

Mortgage advisers have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender’s call centre.

We are on your side

Miles Rhodes will look for the best mortgage for you. We aren’t on the lender’s side, we are on yours, and we give you access to far more products than if you went direct.

You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

 

We know the industry

Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development.

It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

Our Reviews

Matt Mckay
4 months ago
Nicky has been nothing short of exceptional throughout the entire process. My wife and i just purchased our first home, we had spoken with numerous other mortgage brokers but didn’t really have a great experience and then a friend recommended nicky and it’s the read more
Becky Davison
7 months ago
Liam made our whole experience as first time buyers extremely organised and stress free! He answered all of our questions very efficiently and nothing was too much trouble. He always found us the best prices and is very knowledgeable about his work! Will definitely recommend- thanks read more
Justin Gilham
2 days ago
We have used dave bates for many years for my mortgage and life insurance explains everything in detail and help with any questions i have had would highly recommend dave
Carole Booty
2 days ago
Nicky was personally interested in our needs from the off. We must have been the only customer she had or so it seems as she took calls anytime. Thanks again nicky ,great job , rob and carole
Calvin Innes
9 months ago
Nicky helped us through the entire process and was brilliant throughout. She went the extra mile more than once, did everything she could to help us with a particularly difficult purchase, and was always available to answer any questions we had, and to help push things read more
Leah Thurston
5 months ago
Kevin is absolutely brilliant at what he does, the most stress free experience of sorting out mortgages, he goes above and beyond to help you, explains everything for someone who doesn’t have a clue about mortgages, kevin has helped us find our mortgage since 2017 and read more

Want to know more?

To find out more or arrange a meeting with us, please call
01362 423042, or email contact@milesrhodes.net

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